Rates Effective: 02/09/2007

Featured Rate: 2.53%APY Platinum Interest Checking for balances $2,500.00 and above

Type	Minimum Deposit To Open	Minimum Balance To Earn APY	Interest Rate	Annual Percentage Yield	Compounding Frequency
Platinum Interest Checking Tier 1	$50.00	$0.01	0.25%	0.25%	Monthly
- Tier 2		$2,500.00	2.50%	2.53%	Monthly
50+ Free Interest Checking	$50.00	$0.01	0.25%	0.25%	Monthly
Advantage Free Checking	$50.00	$0.01	0.25%	0.25%	Monthly
Low Minimum Interest Checking	$50.00	$0.01	0.25%	0.25%	Monthly
e-Checking With Interest	$50.00	$0.01	0.25%	0.25%	Monthly
No Minimum Interest Checking	$50.00	$0.01	0.25%	0.25%	Monthly

Rates effective as of 02/09/07. Rates may change after the account is opened. Fees could reduce earnings.