OUR PRIVACY PLEDGE TO YOU
As our customer you provide
us with important information about yourself. We believe it is our
responsibility to safeguard your personal and financial information.
While some financial institutions share account owner information with
other businesses, we are committed to keeping it confidential.
We have developed the following privacy policy to ensure
you the confidentiality you deserve. You have our promise that we will
adhere to these guidelines. It is our pledge to you.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our,
and us, when used in this notice, mean Gloucester
Cooperative Bank.
This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:
- Our consumer customers who have a continuing relationship
by purchasing or holding financial products or services such as a(n):
- Deposit Account
- Loan Account
We will tell you the sources of the information
we collect about you. We will tell you what measures we
take to secure that information.
We first define some terms.
Nonpublic personal information means
information about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal information
does not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean non-public personal information
as defined in this section.
An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
A nonaffiliated third party is
a person we do not employ or a company that is not an affiliate of
ours. This is also known as nonaffiliated third party, or simply,
an "other party".
THE INFORMATION WE COLLECT
We collect information about you from the
following sources:
- Information you give us on applications or other
forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you
to anyone, except as permitted by law.
Examples of this might include disclosures necessary
to service your account or prevent unauthorized transactions.
THE CONFIDENTIALITY, SECURITY,
AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide products or
services to you. We maintain physical, electronic, and procedural safeguards
to protect this
information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.